Privacy Policy

Last Updated: December 22, 2025

At loandhamaka.in (the “Website”), we are committed to protecting your privacy and handling any personal information we collect responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website. By using the Website, you agree to the terms of this Privacy Policy.

This Policy complies with applicable Indian laws, including the Digital Personal Data Protection Act, 2023 (DPDP Act), the Information Technology Act, 2000, and related rules.

1. Information We Collect

We collect information in the following ways:

  • Information You Provide Voluntarily: If you contact us via email, contact forms, comments, or newsletters, we may collect your name, email address, phone number, or any other details you share.
  • Automatically Collected Information: When you visit the Website, we may automatically collect:
  • IP address, browser type, device information, operating system, and referral sources.
  • Usage data, such as pages viewed, time spent on the site, and click patterns.
  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience, analyze traffic, and serve personalized content or ads. These may include session cookies, persistent cookies, and third-party cookies (e.g., from Google Analytics or advertising partners).
  • Third-Party Data: We may receive information from third-party services like analytics providers or affiliate networks.

We do not collect sensitive personal data (such as financial account details, health information, or biometric data) directly. However, if you follow external links to lenders or apply for loans via third-party sites, they may collect such information independently.

2. How We Use Your Information

We use the collected information for:

  • Providing and improving the Website’s content and functionality.
  • Analyzing usage to understand visitor preferences and optimize the site.
  • Sending newsletters or updates (only if you subscribe).
  • Displaying personalized advertisements or content.
  • Detecting and preventing fraud or abuse.
  • Complying with legal obligations.

3. Sharing of Information

We do not sell your personal information. We may share information with:

  • Service Providers: Third-party vendors (e.g., hosting providers, analytics tools like Google Analytics, email services) who assist in operating the Website. They are bound to use the information only for the services they provide to us.
  • Affiliate Partners: If you click on affiliate links (e.g., to loan providers), tracking information may be shared with affiliate networks to attribute referrals and commissions.
  • Legal Requirements: If required by law, court order, or government authorities.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets.

Third-party websites linked from our site (e.g., banks or NBFCs) have their own privacy policies, and we are not responsible for their practices.

4. Cookies and Advertising

  • We use cookies for essential functions, performance analytics, and targeted advertising.
  • Third-party advertisers (e.g., Google AdSense or affiliate programs) may place cookies to serve relevant ads.
  • You can manage cookies through your browser settings or opt out of personalized ads via tools like Google’s Ads Settings.

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, or disclosure. However, no online transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights

Under applicable laws, including the DPDP Act, you have the right to:

  • Access, correct, or delete your personal information.
  • Withdraw consent (where applicable).
  • File a grievance or complaint.

To exercise these rights, contact us using the details below. We will respond within the timelines prescribed by law.

7. Data Retention

We retain personal information only as long as necessary for the purposes outlined in this Policy or as required by law.

8. Children’s Privacy

The Website is not intended for children under 18. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of the Website constitutes acceptance of the revised Policy.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:
[Insert your email address or contact form link here]

Grievance Officer (as required under Indian law):
Name: [Akanksha Kumari]
Email: [2021pritivfx@gmail.com]
Address: [Patna]