Terms and Conditions

Last Updated: December 22, 2025

Welcome to loandhamaka.in (the “Website”). These Terms and Conditions (“Terms”) govern your access to and use of the Website, including any content, functionality, and services offered on or through it. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

This Website is operated from India and is subject to Indian laws, including the Indian Contract Act, 1872, the Information Technology Act, 2000, and related rules.

1. Acceptance of Terms

  • Your use of the Website constitutes your acceptance of these Terms, as well as our Privacy Policy and Disclaimer (which are incorporated by reference).
  • We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective upon posting, with the updated “Last Updated” date. Continued use of the Website after changes constitutes acceptance of the revised Terms.

2. Use of the Website

  • The Website provides general informational content about loans, financial products, comparisons, and related topics for educational purposes only.
  • You may use the Website for personal, non-commercial purposes.
  • You agree not to:
  • Use the Website in any way that violates applicable laws or regulations.
  • Copy, reproduce, distribute, or create derivative works from the content without permission.
  • Interfere with the Website’s operation, including introducing viruses or engaging in denial-of-service attacks.
  • Attempt to gain unauthorized access to any part of the Website.

3. Intellectual Property

  • All content on the Website, including text, graphics, logos, images, and software, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws in India and internationally.
  • You are granted a limited, non-exclusive, non-transferable license to view and use the content for personal, non-commercial purposes.
  • No part of the Website may be reproduced or used for commercial purposes without our prior written consent.

4. User Content (if applicable)

  • If the Website allows comments, submissions, or other user-generated content, you retain ownership of your content but grant us a worldwide, royalty-free, perpetual license to use, modify, and display it.
  • You are responsible for your content and warrant that it does not infringe third-party rights or violate laws.
  • We reserve the right to remove any user content at our discretion.

5. Third-Party Links and Affiliate Disclosure

  • The Website may contain links to third-party websites, including lenders, banks, or NBFCs.
  • We are not responsible for the content, accuracy, or practices of these sites.
  • Some links may be affiliate links, through which we may earn a commission if you apply for or purchase products. This does not affect our content or recommendations.

6. Disclaimer of Warranties

  • The Website and its content are provided “as is” and “as available” without warranties of any kind, express or implied.
  • We do not warrant that the Website will be uninterrupted, error-free, or free of viruses.

7. Limitation of Liability

  • To the fullest extent permitted by law, we, our owners, authors, affiliates, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content.
  • This includes any losses related to financial decisions, loan applications, or third-party services.

8. Indemnification

  • You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your violation of these Terms or your use of the Website.

9. Termination

  • We may suspend or terminate your access to the Website at any time, without notice, for any reason, including violation of these Terms.

10. Governing Law and Dispute Resolution

  • These Terms are governed by the laws of India.
  • Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in [Insert Your City/State, e.g., Mumbai, Maharashtra], India.

11. Contact Us

If you have questions about these Terms, please contact us at:
[2021pritivfx@gmail.com]

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